Sarjana (English)

Sarjana

As we at Etiqa Takaful, try to help you maximize your life, we also hope to help you maximize the lives and future of your children. Not only do we ensure that your child will receive the education he deserves, we also ensure that your child is covered should anything unexpected happen to him.

The Etiqa Takaful Sarjana Plan combines savings and coverage and is an effort to provide a special fund for your child’s future education.

Your child’s future is in your hands. How bright it shines could depend on the sort of education he receives. With proper strategic financial planning and coverage, Etiqa Takaful Sarjana’s comprehensive plan is a must for the future of your child.

Coverage Benefits

-Should death or total permanent disability happen to the payer all the basic contributions including the Rider on the child except additional savings will be settled until the maturity date or when the child dies or experiences permanent total disability, whichever comes first.

-Should the child die, this contract will pay the Coverage Benefit together with the Participant Account and the accumulated profit.

-Should the child experience disability, this contract will pay a disability benefit as stated in the schedule.

ADDITIONAL BENEFIT
Educational Fund Disbursement – Withdrawal of money from the Participant Account (AP) is allowed 3 years before the maturity date.

MATURITY BENEFIT
Once this contract matures, the participant will receive the whole accumulated amount in the AP including the profit from the AP and the excess from the Participant Special Account.

Takaful My Children Education

Every parent desires the best for their children right from the very day when the child is born. Children’s education is top on the priority list and is also one of the greatest worry among parents today. The right education is absolutely necessary to give your child the head start he/she requires to succeed in today’s world. A good education doesn't just happen. You need a plan. The best way to provide your child with the advantage of a good education is to be prepared for these high expenses. Plan ahead and start saving even before your little one starts his/her lifelong journey of knowledge.