Sakinah (English)

Sakinah

At Etiqa Takaful, we find out what you need and we provide you with what you need. Because we understand that not everybody’s requirements are the same, we make it flexible for you too, allowing you to maximise your quality of life.

Etiqa Takaful Sakinah offers two types of plans which will give options to whoever that wants to participate.

Etiqa Sakinah 1 – Periodical with Savings
Etiqa Sakinah 2 – Periodical

BENEFIT

Etiqa Takaful Sakinah 1
Contains coverage and savings elements.
The participant and his spouse not only enjoy the coverage benefits for Death and Permanent Disability but at the same time also the accumulated value of the Participant Account.

Etiqa Takaful Sakinah 2
Provides coverage for Death and Permanent Disability to the participant or his spouse who is insured. 100% of the benefit amount will be given to his spouse should death or the first permanent disability occur.

Option Benefits/Rider

Etiqa Takaful Sakinah 1

-Death & Disability Due to Accident Benefits
-Accident Indemnity Benefit
-Hospitalisation Benefit
-Critical Illness
-Rider with duration

Etiqa Takaful Sakinah 2

-Death & Disability Due to Accident Benefits
-Accident Indemnity Benefit
-Hospitalisation Benefit
-Critical Illness

Contribution
Annual minimum contribution of RM600. Choice of contribution can be made either monthly, quarterly, half yearly or annually.

Qualification of Participation

First Participant: Minimum 18 years and maximum 60 years.
Second Participant: Minimum 90 days and maximum 60 years.