Are you planning for the future? At Etiqa Takaful, we make it our point to understand what it is you want so that we can help you meet them by providing you with the right solutions.
By helping you save as well as providing you with the coverage you need, you now have one less thing to worry about it, so you can enjoy life even more.
MESRA is a plan offering coverage and savings elements. From the fourth year of coverage, the contribution operation ratio is more towards savings which is as high as 75%.
BENEFIT
The MESRA benefit is paid out if death or total permanent disability occurs and for the total permanent disability, the benefit will be paid out in instalments for 5 years with a sum of 10% per year and the final instalment at the rate of 60%.
CONTRIBUTION
The annual contribution sum that will be paid will determine the coverage amount that will be attained by multiplying with the multiplier schedule based on the age and duration of the coverage. The contribution ratio for savings gets bigger when the contract duration gets longer.
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